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- CFPB to cap banks credit card late fees at $8 - myFICO® Forums
The Consumer Financial Protection Bureau unveiled a new rule on Tuesday that it said would cap late fees that banks charge customers at $8 per incident, after the agency said it reviewed market data related to the 2009 Card Act The new rule, long expected after an initial proposal was floated
- Late Payment Reported After Account Closed - myFICO® Forums
Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating
- Late payment fee was charged even though I paid bi . . . - myFICO® Forums
On that note, you may consider signing up for auto pay (in full) and not have to worry about it 2 ) Definitely worth a call If you are a good customer in good standing with no prior late payments, especially if you've had this card for a while (and even if you haven't), a phone call will most likely result in a reversal of the late fee
- Warning if CreditOne Offers to Waive Annual Fee to Keep Card
As to whether the late payment will report, I'm assuming yes because you said there were 2 months worth of monthly annual fees plus a late fee, so I'm assuming a 30 day late Unfortunately even if you dispute, it won't help because ultimately it's still your responsibility to check your account regularly
- Synchrony Late Fee, What the!? - myFICO® Forums - 4376140
I immediately called the # on the back of my card, and after battling the automated phone system for 3 minutes, I told it to connect me to a rep regarding a late payment fee After wasting more of my time telling me about the post-call survey, the system abruptly disconnected me Awesome So I call back and give a different reason
- Best Buy credit card late payment - myFICO® Forums
I've had a Best Buy credit card now for about 3 years and I have a balance of about $200 I accidentally missed my minimum payment of $38 about a week ago I've never paid a bill late so I'm really concerned that it will effect my credit as this is really important to me does anyone know if this
- Reversal of Late Fee, does this mean the ding was removed??
Hello all, US Bank credit card question, here I went 60 days late on my US Bank credit card 3 months ago I then quickly overpaid the balance beyond $0, I believe I overpaid by $100 Wrote about 30 goodwill letters begging for forgiveness over the past two months Today, I saw that on my ca
- Bank of America Late fees AutoPay - myFICO® Forums - 6713456
Fico Scores: F9 EQ 791 TU 782 EX 768 (Aug 2024 updated) Virtually slap me if I apply for anything else before August 2026 and remind me I'll never get my U S Bank Altitude Reserve Visa Infinite
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