HealthCare. gov Your coverage won’t start until you pay your first premium Pay directly to your health insurance company—not the Marketplace
Enroll in 2025 Marketplace health insurance: Apply today! There are several ways to apply for and enroll in Marketplace health coverage, so you’re covered January 1 Don’t miss out on essential benefits—take control of your health care today
3 things to know before you pick a health insurance plan The 4 “metal” categories: There are 4 categories of health insurance plans: Bronze, Silver, Gold, and Platinum These categories show how you and your plan share costs Plan categories have nothing to do with quality of care Your total costs for health care: You pay a monthly bill to your insurance company (a "premium"), even if you don’t use medical services that month You pay out-of