midland states bank's corporate headquarters, midland states bancorp, inc., is located in effingham, illinois and provides full-service bank facilities located in illinois and missouri; illinois locations include centralia, champaign, columbia, effingham, farina, freeburg, hecker, greenville, smithton, and waterloo. the st louis region location is available in chesterfield missouri. services include: four primary personal checking accounts such as e checking, e checking plus, platinum, and platinum plus checking. additional identity theft services are available with qualified accounts. savings accounts and money market accounts are also available. business banking services such as commercial and industrial real estate loans, business lines of credit, and advanced business cash management services are also available.
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